大家都过的怎么样
是不是都在搓搓小手
坐等五一假期
今年以来
受到内外多重因素的作用
市场波动加剧
跌宕起伏的过山车行情
让不少基民们都操碎了心
在当下震荡的环境中
如何挑选合适的基金呢?
?随着资管新规打破刚兑
理财产品不再保本保收益
居民稳中求进的理财替代需求日益增长
股债均衡攻守兼备的固收+产品
逐渐成为投资者们的心头好
下面就跟随
鹏宇宙首席种草官鹏仔的脚步
一起来看看混合资产投资部Pioneer杨雅洁
给大家带来了什么固收+好物推荐?
她是如何投资的?
对个人投资者又有何建议呢?
v-56.37H79.66c-21.69,0-39.27-17.58-39.27-39.27v0c0-21.69,17.58-39.27,39.27-39.27h86.4L66.47,.7 C42.17,97.12,77.5,39.96,.82,39.96h0c30.58,0,57.92,19.04,68.53,47.72l32.25,87.19c16.63,46.21,33.27,93.33,50.83,.62h4.62 c16.63-46.21,34.19-93.33,51.75-.62l31.95-88.01c10.22-28.16,36.97-46.9,66.93-46.9h0c53,0,87.42,55.84,63.6,.19 L.79,.91h87.33c21.69,0,39.27,17.58,39.27,39.27v0c0,21.69-17.58,39.27-39.27,39.27H.67v56.37h.9 c21.44,0,38.81,17.38,38.81,38.81v0c0,21.44-17.38,38.81-38.81,38.81h-.9v71.62c0,45.17-36.61,81.78-81.78,81.78h0 c-45.17,0-81.78-36.61-81.78-81.78V.45z"fill="rgb(,,69)">如何构建大类资产
配置的投资框架?
固收出身的投资人对宏观经济变化更加敏感,更有能力根据宏观经济的变化进行资产配置的变化及行业轮动;权益出身的投资经理更强调看清产业趋势,做好公司基本面的研究,相对淡化宏观的影响。对于固收+的产品,就宏观大年对资产配置的选择来说,自上而下的框架是非常重要的,能够有效规避系统性风险,控制组合的回撤。
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v-56.37H79.66c-21.69,0-39.27-17.58-39.27-39.27v0c0-21.69,17.58-39.27,39.27-39.27h86.4L66.47,.7 C42.17,97.12,77.5,39.96,.82,39.96h0c30.58,0,57.92,19.04,68.53,47.72l32.25,87.19c16.63,46.21,33.27,93.33,50.83,.62h4.62 c16.63-46.21,34.19-93.33,51.75-.62l31.95-88.01c10.22-28.16,36.97-46.9,66.93-46.9h0c53,0,87.42,55.84,63.6,.19 L.79,.91h87.33c21.69,0,39.27,17.58,39.27,39.27v0c0,21.69-17.58,39.27-39.27,39.27H.67v56.37h.9 c21.44,0,38.81,17.38,38.81,38.81v0c0,21.44-17.38,38.81-38.81,38.81h-.9v71.62c0,45.17-36.61,81.78-81.78,81.78h0 c-45.17,0-81.78-36.61-81.78-81.78V.45z"fill="rgb(,,69)">鹏华浙华这只产品
有何特点和优势?
相较于市场上现有的虽长期年化收益较高,但波动较大的“固收+”产品来说,我们的产品始终以“理财替代”为定位,从客户需求出发,基于客户的风险偏好,结合投资端的资产配置能力、股债投资能力,回撤控制水平,力争让投资者收获较好的投资体验。
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v-56.37H79.66c-21.69,0-39.27-17.58-39.27-39.27v0c0-21.69,17.58-39.27,39.27-39.27h86.4L66.47,.7 C42.17,97.12,77.5,39.96,.82,39.96h0c30.58,0,57.92,19.04,68.53,47.72l32.25,87.19c16.63,46.21,33.27,93.33,50.83,.62h4.62 c16.63-46.21,34.19-93.33,51.75-.62l31.95-88.01c10.22-28.16,36.97-46.9,66.93-46.9h0c53,0,87.42,55.84,63.6,.19 L.79,.91h87.33c21.69,0,39.27,17.58,39.27,39.27v0c0,21.69-17.58,39.27-39.27,39.27H.67v56.37h.9 c21.44,0,38.81,17.38,38.81,38.81v0c0,21.44-17.38,38.81-38.81,38.81h-.9v71.62c0,45.17-36.61,81.78-81.78,81.78h0 c-45.17,0-81.78-36.61-81.78-81.78V.45z"fill="rgb(,,69)">和市场其他固收+产品
相比有哪些优势?
我们团队在做“固收+”产品的过程中,进行了投资客户风险偏好的画像,并通过各种渠道调研,充分了解投资者对此类产品风险和收益的接受程度,在这基础上结合风险控制和投资能力,力争做出让投资者满意的产品。与其他的固收+产品相比,我们更强调做好精细化管理,严格控制回撤,必须“一有风吹草动就密切
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